What You Need To Know About Grants.Gov

by: Iola Bonggay

Have you been looking for grants lately? Have you been seeking financial assistance from the government? If you've answered yes to both questions, then here are the most important things you need to know first before you move forward with your search.

First up, it is very much essential for grant seekers to know the difference between a grant and loan. A loan is something that you need to pay back, and often with interest, while a grant is something that is given to you in order to help you carry out a public purpose of support that is authorized by a law of the United States. Thus, a grant is something that you won't ever have to repay.

The United States government has a lot of grant programs that are available for the public. However, only a few of those grants are available for ordinary individuals.

Grants.gov is one the largest websites that features at least 1,000 grant programs from 26 different federal grant-making agencies in the United States. Most of the grants that are found on Grants.gov are mainly for organizations and institutions, only a few of them are for individuals. It is also very important to know that Grants.gov does not offer personal financial assistance such as student loans, medicaid loans, debt loans, and the like.   (continued...)

What You Need To Know About Grants.Gov
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About The Author Iola Bonggay is an editor of TopGovernmentGrants.com one the the most comprehensive Websites offering information on government grants and federal government programs. She also maintains Websites providing resources on environmental grants and grants for youth programs.

Additional Government Grants Resources

Origin-Destination Database of Border Traffic Flows for Transportation Planning
The Federal Highway Administration has recently announced a cooperative agreement entitled, Origin-Destination Database of Border Traffic Flows for Transportation Planning, to support Ontario's Ministry of Transportation in conducting training workshops focused on data collection, and the process of understanding and maximizing the use of the data collected.

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Downpayment Assistance Program for the First Time Home Buyers in North Carolina
In an attempt to contribute to the eradication of this problem, the North Carolina HFA has established the Downpayment Assistance Program for the First Time Home Buyers wherein they provide interest-free, deferred second mortgages up to $8,000 to cover the downpayment and closing costs of a chosen property.

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First Time Homebuyer Programs in District of Columbia
The Department of Housing and Community Development, more commonly referred to as DHCD, is a local government agency in the District of Columbia that is primarily responsible for increasing quality housing and community development opportunities.

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Small Business Grants - Support for Veterans
The SBA is dedicated to lend a hand to the service people in America and directly links with the Patriot Express Loan for veterans who desire to initiate their own business and want to start commercial activities. The SBA also plays a role in encouraging growth and job creation during the process, which is an indispensable part to support economic prosperity.

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Minority Business Enterprise Centers for Minority-Owned Businesses
The The Minority Business Development Agency has recently constituted the Minority Business Enterprise Centers (MBEC) Program wherein it aims to support minority-owned businesses by providing them with electronic and one-on-one business development services for a reasonably nominal fee.

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Department of Agriculture: Value Added Producer Grants
The Value-Added Producer Grants program is geared towards helping the Independent Producers of Agricultural Commodities, Agriculture Producer Groups, Farmer and Rancher Cooperatives, and Majority-Controlled Producer-Based Business Ventures in developing techniques that would create marketing opportunities and establish business plans involving viable marketing opportunities that involve the production of bio-based products from agricultural commodities.

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9 Things You Must Do To Maximize Your Chances Of Obtaining A Small Business Loan
To get approval for your small business loan application, you must be able to meet the lending criteria set down. Some organisations are more risk averse than others, and will therefore have more st...

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